The attached Guide to AvSuper's Income Streams outlines the features and benefits for AvSuper Income Stream members, including details of fees, investments, insurance cover and other member benefits.

If material (significant) changes are required to this document, it will be updated (via a new PDS or a supplementary PDS) and made available on our website or by calling us on 1800 805 088 for a printed copy to be mailed to you. Any immaterial changes will be listed here for your reference:

• The SCT phone number is now 1300 884 114 (page 23).

Download the Guide to AvSuper's Income Streams.

Additional information about AvSuper can be read in our member guides and 2009 Annual Trustee Report.