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NamePrimary objectiveDesigned for member who...Investment timeframeRisk/return profileRisk bandRisk labelExpected frequency of negative returns in 20 yearsAustralian SharesInternational SharesReal AssetsPrivate MarketsAlternativesDiversified Fixed IncomeCash

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  • Growth*Growth*
  • Conservative GrowthConservative Growth
  • Stable GrowthStable Growth
  • Balanced GrowthBalanced Growth
  • Diversified IndexDiversified Index
  • High GrowthHigh Growth
  • Australian SharesAustralian Shares
  • International SharesInternational Shares
  • CashCash
Growth*To achieve a return, after tax and fees,which exceeds Consumer Price Index (CPI) increases by at least 3.5% pa (super members) or 4.0% (income stream members)accept medium risk with short term fluctuations in a diversified portfolio for higher long term returns Returns can be somewhat volatile over the short to medium term but are generally less volatile than the High Growth option53 to less than 430%30%18%5%5%10%2%Conservative GrowthTo achieve a return, after tax and fees, which exceeds Consumer Price Index (CPI) increases by at least 1.0% pa (super members) or 1.5% (income stream members)are generally risk averse or wanting short term access to their money, but want to some capital expansionGenerally less volatility in the short term but usually modest returns over longer periods20.5 to less than 110%10%10%0%5%10%30%Stable GrowthTo achieve a return, after tax and fees, which exceeds Consumer Price Index (CPI) increases by at least 2.0% pa (super members) or 2.5% (income stream members)want a diverse investment portfolio to obtain steady returns over time There may be some volatility in returns in the short term but it tends to be stable over longer periods31 to less than 215%15%17%5%8%20%20%Balanced GrowthTo achieve a return, after tax and fees, which exceeds Consumer Price Index (CPI) increases by at least 3.0% pa (super members) or 3.5% (income stream members)accept medium volatility and risk through a balanced investment portfolio for a moderate return There may be some volatility in returns in the medium term but less than for the Growth option42 to less than 322%21% 18%5%8%14%12%Diversified IndexHigh GrowthTo achieve a return, after tax and fees, which exceeds Consumer Price Index (CPI) increases by at least 4.5% pa (super members) or 5.0% (income stream members)accept higher risk and short term volatility through shares and real assets for greater long term returns Returns can be very volatile in the short to medium term but historically, these investments have offered the highest long term return64 to less than 645%45%5%5%0%0%0%Australian SharesTo achieve a return, after tax and fees, which exceeds the S&P / ASX 300 Accumulation Indexwant to invest in local sharemarkets and accept higher risk for greater long term returnsReturns can be very volatile over the short to medium term but historically, these investments have offered the highest long term returns64 to less than 6100%0%0%0%0%0%0%International SharesTo achieve a return, after tax and fees, which exceeds the Morgan Stanley Capital International All Country World Index (ex Australia) 50% hedged and 50% unhedged in $Awant to invest in global sharemarkets and accept higher risk for greater long term returnsReturns can be very volatile over the short to medium term but historically, these investments have offered the highest long term returns64 to less than 60% 100%0%0%0%0%0%CashTo achieve a return, after tax and fees, which exceeds the UBSA Bank Bill Index have a short investment horizon for some or all of their investment and want to safeguard their savingsRelatively low investment returns, but no risk of negative returns. It is rarely suitable for ensuring your super will grow (including in retirement) but may be suitable for preserving your capital1less than 0.50% 0% 0%0%0%0%100%

Phone 1300 128 751 (Local call)
Email:
avsinfo@avsuper.com.au