Welcome to our November 2018 bulletin

Dear Member

As you may be aware, investment markets have recently gone through a period of increased market volatility. This led to fluctuations in our unit prices, with Growth based options the most affected.

So how do you deal with these fluctuations? The following summary may help you keep these market movements in perspective and relate them to your income stream savings.


For members drawing regular amounts from an Income Stream, these periods of volatility can be concerning and this is why we recommend our members hold some funds in Cash and/or conservative investment options.

This strategy generally will help shield members from volatile markets by taking regular pension payments from options not subject to high levels of market volatility. It works with long term perspective and maintains a strategy despite market fluctuations. Put simply, it means that members are not making regular withdrawals by selling units in options that are falling. Selling when prices are falling just consolidates those losses – if you leave money invested until prices return, any losses were just on paper.

In turn, when markets start to rise these cash and conservative options can be topped up.

If you are worried about this or would like to review your income stream and where your payments are paid from, you can contact either of us for an appointment.

PS All our member statements have been sent out now – please let us know if you did not receive one in the mail or an email notification. Remember you can log into
Member Online at any time and change your preference between electronic and hard copy statements.
 

Carl Wilson, Senior Member Advice Consultant

Nathan McCabe, Senior Member Advice Consultants

carl.wilson@avsuper.com.au
1300 128 751 

nathan.mccabe@avsuper.com.au
1300 128 751 

News

You can now produce a Centrelink schedule any time you like! Just log into Member Online and look in the My Account tab for Centrelink /DVA schedules. Click on the request button and the report will appear in the communication tab in an hour or so.

Investment news – our returns chart is updated weekly and our monthly commentary helps you make sense of market results. We suggest following both parts of our website so your investment decisions are informed.  

Contact us
p.
1300 128 751
e. avsinfo@avsuper.com.au
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www.avsuper.com.au
www.avsuperadvice.com.au

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