Have questions about managing your retirement savings?
- Should I be making additional contributions to save for my retirement and how much should I be contributing?
- Would I be better contributing via salary sacrifice or post-tax?
- Which investment choice is right for me?
- Do I have enough insurance through super?
- How do I access my super in retirement as an income stream (pension)?
- How will an Income Stream impact on any Centrelink entitlements?
- When is the best time for me to retire, financially?
Our Member Advice Consultants can answer them for you!
Our advice is convenient and relevant to YOUR super – and it’s easy to arrange.
How will I get the advice?
After chatting to you and collecting all relevant information, our Member Advice Consultant will analyse your situation and prepare a written statement of advice (SOA) outlining the options which we think best suit you. It’s a good idea to have financial information with you at the appointment (read our fact sheet for what information may be required).
Of course, simpler advice can be given quickly over the phone or in a short appointment.
What advice can I get?
Our consultants can help you understand and make decisions about your AvSuper membership. Read some common questions answered by our advice consultants for ideas on how we can help you.
Note that our super advice is limited to your AvSuper membership and does not include recommendations of other financial products.
What about if I’m thinking of retiring?
Broadly, when you retire (completely or by reducing working hours) you can leave your money in super, withdraw it all or access an income stream – or a combination of these. With tax and Centrelink implications, this can be a complex decision.
An AvSuper Advice Consultant can help you understand your options and provide you with advice that best suits your retirement needs. We can help you with strategic investment advice, decisions about selling real estate or shares to fund super, make a recontribution strategy, what type of beneficiary to nominate and other questions.
Our consultants will meet with all members looking for AvSuper advice, either in person (routinely in Canberra and elsewhere periodically), online (Zoom, Microsoft Teams, FaceTime, etc) or by phone. Find out when we are planning to be in your area.
Our main concern is to help you make the right decisions about AvSuper and/or retirement for your personal circumstances.
What does it cost?
In most cases, it doesn’t cost anything so all you have to do is book an appointment, collect some information and let us give you confidence in and grow your super.
Why do I need this?
Our consultants can help you understand and make decisions about your AvSuper membership. After chatting to you and collecting all relevant information, our Member Advice Consultant will analyse your situation and prepare a written statement of advice (SOA) outlining the options which we think best suit you.
Who provides this?
AvSuper’s Member Advice Consultants are qualified, professional financial advisers able to assist you with specific personal advice needs related to AvSuper and retirement.
Note: AvSuper consultants do not receive any commissions so you can be confident that the advice takes into account YOUR best interests.