Investment Options

as at 1 February 2019

more info from AvSuper iconThe information on this web page forms part of the AvSuper Product Disclosure Statement (dated 1 February 2019) and AvSuper Corporate Product Disclosure Statement (dated 1 February 2019). Please refer to your PDS and our AvSuper Member insurance guide and/or member investment guide for more information.

Click on the name of each option to get more detailed information about it, including inception dates.

Growth* Conservative Growth Stable Growth Balanced Growth High Growth Australian Shares International Shares Cash
Primary Objective over a rolling 10-year period To achieve a return, after tax and fees,which exceeds Consumer Price Index (CPI) increases by at least 3.5% pa (super members) or 4.0% (income stream members) To achieve a return, after tax and fees, which exceeds Consumer Price Index (CPI) increases by at least 1.0% pa (super members) or 1.5% (income stream members) To achieve a return, after tax and fees, which exceeds Consumer Price Index (CPI) increases by at least 2.0% pa (super members) or 2.5% (income stream members) To achieve a return, after tax and fees, which exceeds Consumer Price Index (CPI) increases by at least 3.0% pa (super members) or 3.5% (income stream members) To achieve a return, after tax and fees, which exceeds Consumer Price Index (CPI) increases by at least 4.5% pa (super members) or 5.0% (income stream members) To achieve a return, after tax and fees, which exceeds the S&P / ASX 300 Accumulation Index To achieve a return, after tax and fees, which exceeds the Morgan Stanley Capital International All Country World Index (ex Australia) 50% hedged and 50% unhedged in $A To achieve a return, after tax and fees, which exceeds the UBSA Bank Bill Index .
Investment returns for all options are updated in our chart each week.
Designed for members who… accept medium risk with short term fluctuations in a diversified portfolio for higher long term returns  are  generally risk averse or wanting short term access to their money, but want to some capital expansion want a diverse investment portfolio to obtain steady returns over time  accept medium volatility and risk through a balanced investment portfolio for a moderate return  accept higher risk and short term volatility through shares and real assets for greater long term returns  want to invest in local sharemarkets and accept higher risk for greater long term returns want to invest in global sharemarkets and accept higher risk for greater long term returns have a short investment horizon for some or all of their investment and want to safeguard their savings
Investment time frame  
Growth* Conservative Growth Stable Growth Balanced Growth High Growth Australian Shares International Shares Cash

Risk / Return

Profile

Returns can be somewhat volatile over the short to medium term but are generally less volatile than the High Growth option Generally less volatility in the short term but usually modest returns over longer periods There may be some volatility in returns in the short term but it tends to be stable over longer periods There may be some volatility in returns in the medium term but less than for the Growth option Returns can be very volatile in the short to medium term but historically, these investments have offered the highest long term returns Returns can be very volatile over the short to medium term but historically, these investments have offered the highest long term returns Returns can be very volatile over the short to medium term but historically, these investments have offered the highest long term returns Relatively low investment returns, but no risk of negative returns. It is rarely suitable for ensuring your super will grow (including in retirement) but may be suitable for preserving your capital

Standard Risk Measure

(Read about the Standard Risk Measure and how we determine the appropriate risk labels and bands) as at 30 June 2018

Risk band 5 2 3 4 6 6 6 1
Risk label
Expected frequency of negative returns in 20 years 3 to less than 4 0.5 to less than 1 1 to less than 2 2 to less than 3 4 to less than 6 4 to less than 6 4 to less than 6 Less than 0.5
Strategic Asset Allocation (SAA) as at 1 February 2017
Australian Shares 30% 10% 15% 22% 45% 100% 0% 0%
International Shares 30% 10% 15% 21% 45% 0% 100% 0%
Real Assets 18% 10% 17% 18% 5% 0% 0% 0%
Private Markets 5% 0% 5% 5% 5% 0% 0% 0%
Alternatives 5% 10% 8% 8% 0% 0% 0% 0%
Diversified Fixed Income 10% 30% 20% 14% 0% 0% 0% 0%
Cash 2% 30% 20% 12% 0% 0% 0% 100%

Please note that past performance is not always indicative of future performance.

*The Growth option is AvSuper’s MySuper investment option for accumulation members.

Phone 1300 128 751 (Local call)
Email:
avsinfo@avsuper.com.au